United States & Canada
5-Mar

Flat Rates vs. Interchange Plus Rates: Which Is Better for You?

Flat Rates vs. Interchange Plus Rates: Which Is Better for You?

These days, being a good business owner requires a thorough understanding of credit card processing fees. If you’re not sure what’s the difference between flat rates and interchange plus rates, for example, there’s a decent chance you’re losing money on every transaction. Want to ensure you’ll maximize your savings on payment fees? Here’s what makes the above two pricing models…

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6-Feb

4 Ways to Reduce Your Cross-Border Fees in Credit Card Processing

4 Ways to Reduce Your Cross-Border Fees in Credit Card Processing

Thanks to the wonders of the internet, it’s never been easier to sell your products or services to people across the globe. As nice as this opportunity is, however, it comes with some drawbacks. One of them is the cross-border fee, which is a fee you pay every time your business sells something to a customer who is using a…

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23-Jan

4 Payment Trends That Should Be On Your Radar in 2024

4 Payment Trends That Should Be On Your Radar in 2024

Thanks to the constant digital advancements, making payments has never been easier. Instead of having to search for the closest ATM or scrounging for loose change, all we need to do is tap our credit card at the point of sale. Even at this level of convenience, though, there’s still a sense that things could be even easier, safer, and…

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26-Dec

3D Secure: What It Is, How It Works, and Why Your Business Needs It

3D Secure: What It Is, How It Works, and Why Your Business Needs It

With millions of malware and phishing attacks reported in the world on a daily basis, many businesses are looking into ways to improve their digital payment security. One such technology that has made waves is called 3D Secure, a protocol designed to act as an additional security layer on online credit and debit transactions. Not sure whether you should invest…

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13-Dec

MONA and the California Trucking Association Partner to Empower Trucking Professionals

MONA and the California Trucking Association Partner to Empower Trucking Professionals

MONA Payment Solutions, a leading provider of merchant services, is proud to announce its partnership with the California Trucking Association (CTA). This partnership will provide CTA members with access to MONA’s innovative payment processing products, allowing them to streamline their operations and increase their efficiency. The California Trucking Association is the largest trucking trade association in the state of California,…

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28-Nov

Why PCI Compliance Is Important to Your Business and How to Adhere to It

Why PCI Compliance Is Important to Your Business and How to Adhere to It

Every growing business needs a way to keep its sensitive information safe and secure – particularly when it comes to online payments. This is where the Payment Card Industry Data Security Standard (PCI DSS) comes in. This standard, put forth by all the major credit card companies, serves as an essential security method to reduce costly data breaches. Want to…

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14-Nov

MONA Negotiates $3k / Month Savings for Dealership

MONA Negotiates $3k / Month Savings for Dealership

S&S Volvo is a transportation company that has been in business for over 20 years. They offer a full line of new Volvo and Isuzu trucks, parts and service, leasing, and rental options. In recent years, they have seen a significant increase in the number of credit card payments they receive. This has led to an increase in their payment…

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2-Nov

What Are MOTO Payments and How Do They Work?

What Are MOTO Payments and How Do They Work?

If you’re a small business owner, you likely have some passing resemblance with MOTO payments. These payments have been around for a while, and their original purpose was to serve as an alternative payment method for people who were unable to visit the physical store. Despite the rise in online shopping, MOTO payments remain in use today. Can your business…

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17-Oct

How Digital Wallets Work and Why They Are Perfectly Safe to Use

How Digital Wallets Work and Why They Are Perfectly Safe to Use

At this point, it’s fair to say that digital wallets proved to be more than a passing trend. Over half of all U.S. adults now use digital wallets more than traditional payment methods, such as cash, debit cards, and credit cards. This trend is particularly noticeable with younger consumers, who are twice as likely to use a digital wallet app…

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