United States & Canada
17-Dec

NACHA Requirements: Why They’re Important and How to Stay Compliant

NACHA Requirements: Why They’re Important and How to Stay Compliant

Does your business accept ACH payments? If so, the ACH network is critical to your processing system. It’s responsible for delivering social security benefits, direct deposits of payroll, and more. For the ACH network to function properly, it needs a governing body to ensure better risk management practices, efficient payments, and so on. This is where the National Automated Clearinghouse…

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3-Dec

6 Reasons Why Most Merchants Are Overpaying for Credit Card Processing

6 Reasons Why Most Merchants Are Overpaying for Credit Card Processing

Most merchants accept the fact that payment processing comes with a cost. That said, when was the last time you took a closer look at your monthly invoice? If it’s been a while, you may discover that you’re significantly overpaying for this service. Payment processors can hide and inflate their fees in many ways, and not many merchants know what…

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5-Mar

Flat Rates vs. Interchange Plus Rates: Which Is Better for You?

Flat Rates vs. Interchange Plus Rates: Which Is Better for You?

These days, being a good business owner requires a thorough understanding of credit card processing fees. If you’re not sure what’s the difference between flat rates and interchange plus rates, for example, there’s a decent chance you’re losing money on every transaction. Want to ensure you’ll maximize your savings on payment fees? Here’s what makes the above two pricing models…

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27-Jun

Signature Debit vs. PIN Debit: Which Is Better for Your Business?

Signature Debit vs. PIN Debit: Which Is Better for Your Business?

Does your business process debit card transactions? If the answer is yes, you likely know that your debit card processing fees can differ based on your processing method. In most cases, the main difference comes down to whether you allow signature debit or PIN debit cards. Read on to learn more about signature vs. PIN debit and how they impact…

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13-Jun

3 Key Factors to Consider When Choosing a Credit Card Machine for Your Business

3 Key Factors to Consider When Choosing a Credit Card Machine for Your Business

If you’re a retail business looking to accept card-present transactions, the very first thing you’ll need is a credit card machine. Though these devices tend to be fairly basic, there are still a few options you’ll need to consider if you want to find the right fit for your needs. Here are the three main factors that may influence your…

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